:root{--bg: #F8F5F0;--card-bg: #FFFFFF;--card-shadow: 0 2px 16px rgba(28, 35, 64, .06);--card-shadow-hover: 0 4px 24px rgba(28, 35, 64, .1);--card-radius: 16px;--card-radius-sm: 12px;--primary: #1C2340;--accent: #2563EB;--accent-hover: #1D4ED8;--accent-light: #EBF2FF;--accent-icon-bg: #E8F0FE;--text: #1C2340;--text-secondary: #6B7280;--text-muted: #9CA3AF;--gold: #C19A6B;--gold-light: #E8D5BD;--burn-bg: #F5F1E8;--burn-text: #1C2340;--success: #16A34A;--warning: #EAB308;--caution: #F97316;--danger: #DC2626;--border: #E5E7EB;--border-focus: #2563EB;--font: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;--max-width: 1100px;--max-width-narrow: 800px;--transition: .2s ease;--transition-slow: .35s cubic-bezier(.4, 0, .2, 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24px;box-shadow:var(--card-shadow);text-align:center;color:var(--text-muted);font-size:.88rem}.prepay-empty{text-align:center;padding:80px 24px;color:var(--text-muted)}.prepay-empty__icon{margin-bottom:16px;opacity:.4}.prepay-empty__text{font-size:1rem;margin-bottom:16px}.prepay-empty__link{font-size:.9rem;font-weight:600;color:var(--accent);text-decoration:none}.prepay-empty__link:hover{text-decoration:underline}.prepay-schedule{background:var(--card-bg);border-radius:var(--card-radius);box-shadow:var(--card-shadow);margin-top:28px;overflow:hidden}.prepay-schedule__header{display:flex;align-items:center;justify-content:space-between;padding:20px 24px;border-bottom:1px solid var(--border)}.prepay-schedule__title{display:flex;align-items:center;gap:8px;font-size:1.05rem;font-weight:700;color:var(--primary);margin:0}.prepay-schedule__meta{display:flex;align-items:center;gap:12px}.prepay-schedule__count{font-size:.78rem;font-weight:600;color:var(--text-muted);background:var(--bg);padding:4px 12px;border-radius:20px}.prepay-schedule__table-wrap{overflow-x:auto}.prepay-schedule__table{width:100%;border-collapse:collapse}.prepay-schedule__table thead th{text-align:left;padding:12px 16px;font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--text-muted);background:var(--bg);border-bottom:1px solid var(--border);white-space:nowrap}.prepay-schedule__table tbody td{padding:14px 16px;font-size:.85rem;font-weight:500;color:var(--primary);border-bottom:1px solid rgba(229,231,235,.5)}.prepay-schedule__table tbody tr:hover{background:rgba(37,99,235,.02)}.prepay-schedule__month{display:inline-flex;align-items:center;justify-content:center;width:30px;height:30px;border-radius:8px;background:var(--accent-light);font-size:.78rem;font-weight:700;color:var(--accent)}.prepay-schedule__savings{color:var(--success);font-weight:700}.prepay-schedule__expand{padding:16px 24px;text-align:center;border-top:1px solid var(--border)}.prepay-schedule__expand-btn{border:none;background:transparent;font-family:var(--font);font-size:.85rem;font-weight:600;color:var(--accent);cursor:pointer;padding:8px 20px;border-radius:var(--card-radius-sm);transition:all var(--transition)}.prepay-schedule__expand-btn:hover{background:rgba(37,99,235,.06)}@media (max-width: 768px){.prepay-page__grid{grid-template-columns:1fr;gap:20px}.prepay-page__title{font-size:1.4rem}.prepay-consolidated{grid-template-columns:1fr}.prepay-hero-saved__value{font-size:2.2rem}}@media (max-width: 480px){.prepay-inputs-card{padding:20px 16px}.prepay-baseline-grid,.prepay-cta-row{grid-template-columns:1fr}.prepay-schedule__table thead th,.prepay-schedule__table tbody td{padding:10px 12px;font-size:.78rem}}